What is a Short Coverage Gap?

A short coverage gap period is a period less than three consecutive month.  Coverage gap waiver is only allowed once during a calendar year.

Should the gap period extend between two calendar years (example, November to Febuary) there is no tax/penalty/shared responsibility due unless a full three month consecutive period is spent in one calendar year.

Public or Private Marketplace?

A Public Marketplace is ran by a government entity.

A Private Marketplace is ran by a private company, similiar to how many access coverage now.

Individual Penalty





Dependent child under age 18: 1/2 the flat dollar amount