OQx70jjBSLOMI5ackhxm_urbex-ppc-030 (1)

Introducing NEW Index Crediting Strategies

Aviva is proud to announce the launch of three new index crediting strategies, providing a stronger Indexed Universal Life solution to meet your clients’ life insurance needs.

Available on IUL products Advantage Builder IV, Lifetime Builder III and Survivorship Builder, the strategies are:

Index Universal Life, Indexed Universal Life, IUL, Index UL, Crediting Strategies, Aviva

IRS Release Proposed Employer Requirements

IRS code 498OH was released, Dec. 28, 2012 by the Dept. of Treasury and IRS . These proposed regulations can be relied upon by employers and will remain in effect until final regulations are issued.

The Affordable Care Act

The biggest Healthcare overhaul since Medicare in 1965, the Patient Protection and Affordable Care Act (PPACA) was signed into law by President Obama, May 23, 2010. PPACA, later shortened to ACA, is intended to expand health coverage to those who previously could not afford or were not eligible.

These “Marketplaces” do not replace privately purchased health coverage. They are a new way to shop and purchase coverage, that is designed to be consumer friendly.