Who is exempted from Minimum Essential Coverage requirements?

  • Members of RELIGIOUS ORGANIZATIONS recognized by the Social Security Administration
  • Members of HEALTH CARE SHARING MINISTRY
  • Members of federally recognized INDIAN TRIBES
  • Individuals with NO TAX FILING REQUIREMENT due to household income being below Federal Poverty Level
  • Individuals without coverage during an annually allowed 3 CONSECUTIVE MONTH PERIOD.
  • Individuals who have been certified by the Marketplace to have suffered a HARDSHIP that makes you unable to obtain coverage.
  • Individuals who are INCARCERATED
  • NON U.S CITIZEN
  • Individuals who are UNABLE TO AFFORD coverage, due to premium being more than 8% higher than household income