What is Minimum Essential Coverage?

Minimum Essential Coverage includues the following:

  • Employer -sponsored coverage, including COBRA & retiree benefits
  • Coverage purchased on individiual market
  • Medicare
  • Medicare Advantage
  • Medicaid
  • Children’s Health Insurance Program (CHIP)
  • Certain Veteran health plans

*does not include specialized coverage, such as the following stand-alone coveages,  vision care, dental care, workers compensation plans, disability plans, or coverage only for specifice disease or condition.